What is a gift letter for a mortgage?

Learn what a flood certification is, why lenders require it, and how it determines whether your property is in a FEMA-designated flood zone requiring insurance. Read more

Learn the function of a title company and see how Better Settlement Services helps streamline the homebuying process for borrowers. Read more

What is close of escrow, and what happens during this final step of buying a home? Understand how funds are transferred and how home ownership is finalized. Read more