What is a loan estimate (LE) and what it tells you

If you're wondering how much homeowners insurance coverage you really need, here is the minimum level of homeowner insurance required by Better Mortgage. Read more

Learn how mortgage lenders use qualifying ratios like the 28/36 rule to evaluate your housing costs and debt-to-income ratio when applying for a loan. Read more

You can pay for your homeowner’s insurance (HOI) policy either up front or at closing. In both cases, you’ll need to pay the first year’s premium. Read more