Refinancing

Should you refinance your mortgage? From lowering your monthly payments to getting cash-out, here are some ways you may benefit from refinancing.

Conventional loans offer plenty of perks. But which is best? Our overview of different types of conventional loans will help you pick the best one for you.

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

Want to use the equity you’ve built up in your home? Here’s an intro to cash-out refinances, including when you might (or might not) want to consider one.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Here are the counties where mortgage payments have jumped the most in the past 2 years.

A conventional loan refinance can help you save money on your overall mortgage costs. See how to refinance a government-funded mortgage to a conventional loan.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

We looked at notable design trends over the past 100 years to see how American homes have changed.

Here’s how much home prices and average interest rates have risen since 1950.

If you’re looking for a home in a high-cost area or need to refinance a large mortgage balance, you may need a jumbo loan—here’s what you should know to get...

Jumbo loans are mortgage loans that have a higher-than-normal balance. Here's what you need to know about securing this type of financing in 2021.

See example scenarios of points and in action, to better understand how to make decisions with your own mortgage.